Reach BorrowersWho Are Ready

Marketplace connects licensed lenders with high-intent borrowers who have already expressed a clear need for credit — matched precisely to your lending criteria.

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The Challenge

Quality Borrower Acquisition Is Hard

Acquiring high-quality borrowers is often expensive, unpredictable, and difficult to scale efficiently.

High Acquisition Cost

Acquiring quality borrowers often requires significant marketing spend with uncertain outcomes.

Low Conversion Traffic

Cold traffic frequently results in lower engagement, lower application completion, and wasted budget.

Resource Intensive

Building and maintaining proprietary acquisition channels requires ongoing investment and operational effort.

The Solution

Intent-Qualified Borrowers Delivered

Marketplace delivers borrowers who are actively seeking credit and already align with your lending profile.

How It Works

Precision Acquisition In Three Steps

  1. 01

    Define Your Criteria

    Set your preferred borrower profile, including geography, risk level, loan size, and product type.

  2. 02

    AI Matching

    Marketplace continuously identifies borrowers across the Relay network who fit your requirements.

  3. 03

    Pay For Results

    Only pay when a qualified borrower completes an application.

Features

Built For Performance-Based Growth

Intent-Qualified Traffic

Reach borrowers who have already expressed credit intent, improving conversion and application quality.

Custom Match Criteria

Define your own lending parameters and maintain complete control over acquisition strategy.

Compliance-Ready Traffic

Built-in anti-fraud and deduplication controls help deliver cleaner applications from day one.

FAQ

Common Questions

What types of lenders can join Marketplace?

Marketplace is open to licensed lenders across our active markets, including digital lenders and consumer finance providers.

How are borrowers matched?

Marketplace uses AI-driven matching based on borrower intent, profile attributes, and your lending criteria.

Is there a minimum volume commitment?

No minimum commitment required. We calibrate matching parameters to your scale and adjust as your volume grows.

How is borrower quality maintained?

Every borrower passes through Relay's anti-fraud, deduplication, and frequency-control filters. Additional quality controls can be configured per lender.

Which markets is Marketplace active in?

Currently the Philippines and Mexico, with further market expansion planned.