High Acquisition Cost
Acquiring quality borrowers often requires significant marketing spend with uncertain outcomes.
Marketplace connects licensed lenders with high-intent borrowers who have already expressed a clear need for credit — matched precisely to your lending criteria.
The Challenge
Acquiring high-quality borrowers is often expensive, unpredictable, and difficult to scale efficiently.
Acquiring quality borrowers often requires significant marketing spend with uncertain outcomes.
Cold traffic frequently results in lower engagement, lower application completion, and wasted budget.
Building and maintaining proprietary acquisition channels requires ongoing investment and operational effort.
The Solution
Marketplace delivers borrowers who are actively seeking credit and already align with your lending profile.
How It Works
Set your preferred borrower profile, including geography, risk level, loan size, and product type.
Marketplace continuously identifies borrowers across the Relay network who fit your requirements.
Only pay when a qualified borrower completes an application.
Features
Reach borrowers who have already expressed credit intent, improving conversion and application quality.
Define your own lending parameters and maintain complete control over acquisition strategy.
Built-in anti-fraud and deduplication controls help deliver cleaner applications from day one.
FAQ
Marketplace is open to licensed lenders across our active markets, including digital lenders and consumer finance providers.
Marketplace uses AI-driven matching based on borrower intent, profile attributes, and your lending criteria.
No minimum commitment required. We calibrate matching parameters to your scale and adjust as your volume grows.
Every borrower passes through Relay's anti-fraud, deduplication, and frequency-control filters. Additional quality controls can be configured per lender.
Currently the Philippines and Mexico, with further market expansion planned.